*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --azul:       #1a3a5c;
  --azul-med:   #2563a8;
  --azul-claro: #e8f2fb;
  --dorado:     #c8920a;
  --dorado-clr: #f0b429;
  --blanco:     #ffffff;
  --gris-claro: #f5f6f8;
  --gris-texto: #5a6475;
  --texto:      #1a1f2e;
  --borde:      rgba(26,58,92,0.12);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--texto);
  background: var(--blanco);
  font-size: 16px;
  line-height: 1.6;
}

/* ── NAVBAR ── */
header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--azul);
  border-bottom: 2px solid var(--dorado);
}

nav {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-brand {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  color: var(--blanco);
  text-decoration: none;
  letter-spacing: 0.01em;
}

.nav-brand span { color: var(--dorado-clr); }

.nav-links {
  display: flex;
  gap: 28px;
  list-style: none;
}

.nav-links a {
  color: rgba(255,255,255,0.75);
  text-decoration: none;
  font-size: 14px;
  font-weight: 400;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--dorado-clr); }

.nav-cta {
  background: var(--dorado);
  color: var(--blanco) !important;
  padding: 7px 18px;
  border-radius: 4px;
  font-weight: 500 !important;
  transition: background 0.2s !important;
}

.nav-cta:hover { background: var(--dorado-clr) !important; color: var(--azul) !important; }

/* ── HERO ── */
.hero {
  background: var(--azul);
  padding: 72px 24px 64px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  border: 60px solid rgba(200,146,10,0.08);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -60px; left: -40px;
  width: 260px; height: 260px;
  border-radius: 50%;
  border: 40px solid rgba(255,255,255,0.04);
  pointer-events: none;
}

.hero-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 48px;
}

.hero-text { flex: 1; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(200,146,10,0.15);
  border: 1px solid rgba(240,180,41,0.3);
  color: var(--dorado-clr);
  font-size: 12px;
  font-weight: 500;
  padding: 4px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.hero-text h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 4vw, 42px);
  color: var(--blanco);
  line-height: 1.2;
  margin-bottom: 10px;
  font-weight: 500;
}

.hero-text .cargo {
  font-size: 16px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 16px;
}

.hero-text .lema {
  font-size: 18px;
  color: rgba(255,255,255,0.85);
  font-weight: 300;
  border-left: 3px solid var(--dorado);
  padding-left: 14px;
  margin-bottom: 32px;
  font-style: italic;
}

.hero-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 22px;
  border-radius: 4px;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.2s;
  cursor: pointer;
  border: none;
}

.btn-gold {
  background: var(--dorado);
  color: var(--blanco);
}

.btn-gold:hover { background: var(--dorado-clr); color: var(--azul); }

.btn-outline {
  background: transparent;
  color: var(--blanco);
  border: 1px solid rgba(255,255,255,0.3);
}

.btn-outline:hover { border-color: var(--dorado-clr); color: var(--dorado-clr); }

.btn-wa {
  background: #25d366;
  color: var(--blanco);
}

.btn-wa:hover { background: #1ebe5d; }

.hero-avatar {
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: var(--azul-med);
  border: 4px solid var(--dorado);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 48px;
  color: var(--blanco);
  flex-shrink: 0;
  box-shadow: 0 0 0 8px rgba(200,146,10,0.15);
  overflow: hidden;
}

.hero-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

/* ── SECCIONES GENERALES ── */
section { padding: 64px 24px; }

.container { max-width: 1100px; margin: 0 auto; }

.section-label {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--dorado);
  margin-bottom: 8px;
}

.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(22px, 3vw, 32px);
  color: var(--azul);
  margin-bottom: 10px;
  font-weight: 500;
}

.section-desc {
  font-size: 16px;
  color: var(--gris-texto);
  max-width: 560px;
  margin-bottom: 40px;
  font-weight: 300;
}

/* ── SERVICIOS ── */
#servicios { background: var(--gris-claro); }

.servicios-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

.servicio-card {
  background: var(--blanco);
  border: 1px solid var(--borde);
  border-radius: 8px;
  padding: 28px 24px;
  transition: transform 0.2s, box-shadow 0.2s;
}

.servicio-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 32px rgba(26,58,92,0.1);
}

.servicio-icon {
  width: 48px;
  height: 48px;
  border-radius: 8px;
  background: var(--azul-claro);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 22px;
}

.servicio-card h3 {
  font-size: 16px;
  font-weight: 500;
  color: var(--azul);
  margin-bottom: 6px;
}

.servicio-card p {
  font-size: 14px;
  color: var(--gris-texto);
  font-weight: 300;
}

/* ── ASEGURADORAS ── */
#aseguradoras { background: var(--blanco); }

.aseg-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.aseg-tag {
  background: var(--azul-claro);
  color: var(--azul);
  font-size: 13px;
  font-weight: 500;
  padding: 8px 20px;
  border-radius: 4px;
  border: 1px solid rgba(26,58,92,0.12);
  letter-spacing: 0.03em;
}

.aseg-mas {
  background: var(--azul);
  color: var(--blanco);
  font-size: 13px;
  font-weight: 500;
  padding: 8px 20px;
  border-radius: 4px;
}

/* ── CONTACTO ── */
#contacto { background: var(--azul); }

#contacto .section-title { color: var(--blanco); }
#contacto .section-desc { color: rgba(255,255,255,0.65); }
#contacto .section-label { color: var(--dorado-clr); }

.contacto-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
  margin-bottom: 32px;
}

.contacto-item {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 20px 24px;
  text-decoration: none;
  transition: background 0.2s;
}

.contacto-item:hover { background: rgba(255,255,255,0.1); }

.contacto-item .ci-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--dorado-clr);
  margin-bottom: 4px;
}

.contacto-item .ci-val {
  font-size: 15px;
  color: var(--blanco);
  font-weight: 400;
}

.contacto-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* ── FOOTER ── */
footer {
  background: #0f2236;
  padding: 24px;
  border-top: 2px solid var(--dorado);
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

footer p {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
}

footer a {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  text-decoration: none;
  transition: color 0.2s;
}

footer a:hover { color: var(--dorado-clr); }

/* ── TARJETA DIGITAL LINK ── */
.tarjeta-banner {
  background: linear-gradient(135deg, var(--azul-med), var(--azul));
  border-left: 4px solid var(--dorado);
  padding: 20px 28px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 40px;
}

.tarjeta-banner p {
  color: rgba(255,255,255,0.85);
  font-size: 15px;
}

.tarjeta-banner strong { color: var(--blanco); }

/* ── RESPONSIVE ── */
@media (max-width: 700px) {
  .hero-inner { flex-direction: column-reverse; text-align: center; }
  .hero-btns { justify-content: center; }
  .hero-text .lema { text-align: left; }
  nav { flex-direction: column; height: auto; padding: 12px 16px; gap: 10px; }
  .nav-links { gap: 14px; flex-wrap: wrap; justify-content: center; }
  .footer-inner { flex-direction: column; text-align: center; }
  .tarjeta-banner { flex-direction: column; }
}

/* ── ANIMACIÓN DE ENTRADA ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hero-text, .hero-avatar {
  animation: fadeUp 0.7s ease both;
}

.hero-avatar { animation-delay: 0.15s; }