:root{
    --navy-deep:#0f2236;
    --navy:#1a3a5c;
    --navy-light:#2563a8;
    --gold:#c8920a;
    --gold-light:#f0b429;
    --paper:#f6f4ee;
    --white:#ffffff;
    --ink:#1b2433;
    --ink-soft:#5b6478;
    --line:#dfe1e8;
    --pencil-red:#d64545;
    --pencil-blue:#2f6fb0;
    --pencil-yellow:#e3b23c;
    --pencil-green:#3f9168;
    --pencil-purple:#7a5ca8;
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:'DM Sans',sans-serif;
    color:var(--ink);
    background:var(--paper);
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3{
    font-family:'Playfair Display',serif;
    margin:0;
    color:var(--navy-deep);
  }
  a{color:inherit;}
  img{max-width:100%;display:block;}
  .wrap{max-width:1080px;margin:0 auto;padding:0 24px;}

  /* pencil stripe — signature motif */
  .pencil-stripe{height:7px;display:flex;width:100%;}
  .pencil-stripe span{flex:1;}
  .pencil-stripe span:nth-child(1){background:var(--pencil-red);}
  .pencil-stripe span:nth-child(2){background:var(--pencil-yellow);}
  .pencil-stripe span:nth-child(3){background:var(--pencil-blue);}
  .pencil-stripe span:nth-child(4){background:var(--pencil-green);}
  .pencil-stripe span:nth-child(5){background:var(--pencil-purple);}
  .pencil-stripe span:nth-child(6){background:var(--gold);}

  /* header */
  header.top{
    background:var(--navy-deep);
    color:var(--white);
    padding:20px 0;
  }
  header.top .wrap{display:flex;align-items:center;justify-content:space-between;}
  .brand{font-family:'Playfair Display',serif;font-weight:600;font-size:18px;letter-spacing:.2px;}
  .brand small{display:block;font-family:'DM Sans',sans-serif;font-weight:400;font-size:11px;color:var(--gold-light);letter-spacing:.08em;text-transform:uppercase;margin-top:2px;}
  .top-cta{
    background:var(--gold);
    color:var(--navy-deep);
    font-weight:700;
    font-size:14px;
    padding:9px 18px;
    border-radius:3px;
    text-decoration:none;
    white-space:nowrap;
  }

  /* hero */
  .hero{
    background:linear-gradient(180deg,var(--navy-deep) 0%, var(--navy) 100%);
    color:var(--white);
    padding:64px 0 56px;
    position:relative;
    overflow:hidden;
  }
  .hero::after{
    content:"";
    position:absolute;
    right:-120px;top:-80px;
    width:420px;height:420px;
    border-radius:50%;
    background:radial-gradient(circle, rgba(200,146,10,0.18) 0%, rgba(200,146,10,0) 70%);
  }
  .eyebrow{
    display:inline-block;
    font-size:12.5px;
    font-weight:700;
    letter-spacing:.1em;
    text-transform:uppercase;
    color:var(--gold-light);
    border:1px solid rgba(240,180,41,.4);
    padding:5px 12px;
    border-radius:30px;
    margin-bottom:20px;
  }
  .hero h1{
    font-size:clamp(30px,4.4vw,46px);
    line-height:1.18;
    color:var(--white);
    max-width:780px;
  }
  .hero h1 em{font-style:normal;color:var(--gold-light);}
  .hero p.lead{
    font-size:18px;
    color:#cdd6e8;
    max-width:620px;
    margin-top:18px;
    line-height:1.6;
  }
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;
    padding:14px 26px;
    border-radius:4px;
    font-weight:700;
    font-size:15.5px;
    text-decoration:none;
    transition:transform .15s ease, box-shadow .15s ease;
  }
  .btn:hover{transform:translateY(-2px);}
  .btn-primary{background:#25D366;color:#06210f;box-shadow:0 6px 18px rgba(37,211,102,.25);}
  .btn-ghost{background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.35);}

  .hero-meta{
    margin-top:38px;
    display:flex;
    gap:28px;
    flex-wrap:wrap;
    border-top:1px solid rgba(255,255,255,.15);
    padding-top:22px;
  }
  .hero-meta div{font-size:13.5px;color:#aeb9d1;}
  .hero-meta strong{display:block;color:var(--white);font-size:15px;font-family:'Playfair Display',serif;}

  /* sections generic */
  section{padding:64px 0;}
  .section-tight{padding:48px 0;}
  .kicker{
    font-size:12.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
    color:var(--navy-light);margin-bottom:10px;
  }
  h2.section-title{font-size:clamp(24px,3vw,32px);line-height:1.25;max-width:680px;}
  p.section-sub{color:var(--ink-soft);max-width:620px;margin-top:12px;font-size:16px;line-height:1.6;}

  /* quien hace que - roles */
  .roles{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:18px;
    margin-top:36px;
  }
  .role-card{
    background:var(--white);
    border:1px solid var(--line);
    border-top:4px solid var(--pencil-blue);
    border-radius:6px;
    padding:24px 22px;
  }
  .role-card:nth-child(2){border-top-color:var(--pencil-red);}
  .role-card:nth-child(3){border-top-color:var(--pencil-green);}
  .role-card .tag{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);}
  .role-card h3{font-size:18px;margin-top:6px;color:var(--navy-deep);}
  .role-card p{font-size:14.5px;color:var(--ink-soft);line-height:1.55;margin-top:8px;}

  /* coverage table */
  .coverage-wrap{
    background:var(--white);
    border:1px solid var(--line);
    border-radius:10px;
    overflow:hidden;
    margin-top:36px;
  }
  table.coverage{width:100%;border-collapse:collapse;}
  table.coverage th, table.coverage td{
    padding:16px 20px;text-align:left;font-size:15px;border-bottom:1px solid var(--line);
  }
  table.coverage thead th{
    background:var(--navy-deep);color:var(--white);font-family:'Playfair Display',serif;font-size:15.5px;font-weight:600;
  }
  table.coverage thead th:first-child{width:42%;}
  table.coverage tbody th{font-weight:600;color:var(--navy-deep);}
  table.coverage tbody tr:last-child td, table.coverage tbody tr:last-child th{border-bottom:none;}
  table.coverage tbody tr.price td, table.coverage tbody tr.price th{
    background:#fbf6e6;font-weight:800;font-size:18px;color:var(--navy-deep);
  }
  .opt-badge{
    display:inline-block;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
    background:var(--gold-light);color:var(--navy-deep);padding:3px 9px;border-radius:20px;margin-bottom:4px;
  }
  .coverage-notes{padding:18px 20px;background:var(--paper);font-size:13.5px;color:var(--ink-soft);border-top:1px solid var(--line);}
  .coverage-notes p{margin:4px 0;}

  /* alcance / exclusiones */
  .grid-2{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;margin-top:36px;align-items:start;}
  .panel{
    background:var(--white);border:1px solid var(--line);border-radius:8px;padding:26px 26px;
  }
  .panel h3{font-size:16.5px;color:var(--navy-deep);margin-bottom:10px;}
  .panel p, .panel li{font-size:14.5px;color:var(--ink-soft);line-height:1.6;}
  .panel ul{margin:0;padding-left:18px;}
  .panel.alert{border-left:4px solid var(--pencil-red);}
  .panel.info{border-left:4px solid var(--pencil-blue);}
  .accident-def{
    display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:14px;
  }
  .accident-def div{
    background:var(--paper);border-radius:6px;padding:10px 12px;font-size:13.5px;color:var(--ink);
  }
  .accident-def strong{color:var(--navy-light);display:block;font-size:13px;margin-bottom:2px;}

  /* red medica */
  .flow{
    display:flex;align-items:stretch;gap:0;margin-top:30px;flex-wrap:wrap;
  }
  .flow .step{
    flex:1;min-width:220px;background:var(--white);border:1px solid var(--line);padding:22px;
  }
  .flow .step + .step{border-left:none;}
  .flow .step h4{font-family:'Playfair Display',serif;font-size:16px;color:var(--navy-deep);margin-bottom:6px;}
  .flow .step p{font-size:14px;color:var(--ink-soft);line-height:1.55;margin:0;}
  .flow .step .pct{font-size:26px;font-weight:800;color:var(--gold);font-family:'Playfair Display',serif;}

  /* credibilidad */
  .credibility{
    background:var(--navy-deep);color:var(--white);
  }
  .credibility .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:center;}
  .credibility h2{color:var(--white);}
  .credibility p{color:#c4cee2;font-size:15.5px;line-height:1.65;margin-top:14px;}
  .stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px;}
  .stat-row div{border-left:2px solid var(--gold);padding-left:14px;}
  .stat-row strong{display:block;font-family:'Playfair Display',serif;font-size:28px;color:var(--gold-light);}
  .stat-row span{font-size:12.5px;color:#aeb9d1;}
  .profile-card{
    background:rgba(255,255,255,.04);
    border:1px solid rgba(255,255,255,.12);
    border-radius:10px;
    padding:26px;
  }
  .profile-card .profile-head{display:flex;align-items:center;gap:16px;}
  .profile-card .photo{
    width:64px;height:64px;border-radius:50%;
    object-fit:cover;border:2px solid var(--gold);
    flex:none;
  }
  .profile-card .name{font-family:'Playfair Display',serif;font-size:19px;color:var(--white);}
  .profile-card .role{font-size:13px;color:var(--gold-light);text-transform:uppercase;letter-spacing:.06em;margin-top:2px;}
  .profile-card ul{padding-left:18px;margin-top:18px;color:#c4cee2;font-size:14px;line-height:1.6;}

  /* faq */
  .faq-item{border-bottom:1px solid var(--line);padding:18px 0;}
  .faq-item h3{font-size:15.5px;color:var(--navy-deep);font-family:'DM Sans',sans-serif;font-weight:700;}
  .faq-item p{font-size:14.5px;color:var(--ink-soft);margin-top:6px;line-height:1.6;}

  /* final cta */
  .final-cta{
    background:linear-gradient(135deg,var(--navy) 0%, var(--navy-deep) 100%);
    color:var(--white);
    text-align:center;
    padding:64px 0 56px;
  }
  .final-cta h2{color:var(--white);font-size:clamp(24px,3.4vw,32px);max-width:640px;margin:0 auto;}
  .final-cta p{color:#c4cee2;max-width:560px;margin:14px auto 0;font-size:16px;line-height:1.6;}
  .final-cta .hero-ctas{justify-content:center;margin-top:30px;}

  footer{background:var(--navy-deep);color:#8b97b3;padding:40px 0 26px;font-size:14px;}
  footer .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:20px;}
  footer a{color:var(--gold-light);text-decoration:none;}
  footer .qr{display:flex;align-items:center;gap:14px;}
  footer .qr img{width:64px;height:64px;border-radius:8px;background:#fff;padding:4px;}

  /* back link */
  .back-pill{
    display:inline-block;
    font-size:12px;
    font-weight:600;
    letter-spacing:.04em;
    text-transform:uppercase;
    color:var(--gold-light);
    border:1px solid rgba(230,180,60,.4);
    padding:6px 14px;
    border-radius:20px;
    text-decoration:none;
    margin-bottom:18px;
    transition:background .15s ease, border-color .15s ease;
  }
  .back-pill:hover{background:rgba(230,180,60,.12);border-color:rgba(230,180,60,.7);}

  /* floating whatsapp */
  .float-wa{
    position:fixed;bottom:22px;right:22px;
    background:#25D366;color:#06210f;
    width:58px;height:58px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 8px 20px rgba(0,0,0,.25);
    text-decoration:none;font-size:26px;z-index:50;
  }

  .requirements{
    display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:32px;
  }
  .req-card{
    background:var(--white);border:1px solid var(--line);border-radius:8px;
    padding:20px 22px;display:flex;gap:14px;align-items:flex-start;
  }
  .req-num{
    flex:none;width:30px;height:30px;border-radius:50%;
    background:var(--navy-deep);color:var(--gold-light);
    display:flex;align-items:center;justify-content:center;
    font-family:'Playfair Display',serif;font-weight:700;font-size:14px;
  }
  .req-card h3{font-size:15px;color:var(--navy-deep);margin-bottom:4px;}
  .req-card p{font-size:13.8px;color:var(--ink-soft);line-height:1.55;margin:0;}
  .req-card code{
    background:var(--paper);padding:1px 5px;border-radius:3px;font-size:12.5px;
  }
  .req-email{
    margin-top:24px;background:var(--navy-deep);color:var(--white);
    border-radius:8px;padding:20px 24px;display:flex;align-items:center;
    justify-content:space-between;flex-wrap:wrap;gap:14px;
  }
  .req-email p{margin:0;font-size:14.5px;color:#c4cee2;}
  .req-email a{color:var(--gold-light);font-weight:700;font-size:16px;text-decoration:none;}
  @media (max-width:880px){
    .requirements{grid-template-columns:1fr;}
    .grid-2{grid-template-columns:1fr;}
    .credibility .wrap{grid-template-columns:1fr;}
    .stat-row{grid-template-columns:1fr 1fr;}
    .flow{flex-direction:column;}
    .flow .step + .step{border-left:1px solid var(--line);border-top:none;}
    table.coverage th, table.coverage td{padding:12px 14px;font-size:13.5px;}
    .accident-def{grid-template-columns:1fr;}
  }
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto;}
    .btn:hover{transform:none;}
  }